Hi Athena Starfire, 1. you get full access to all the nakedness and sex poses. No restrictions. 2. There is no cash shop. Each gender has a wardrobe. Woman have quite a bit more cloths though. 3. you get xgold for logging in everyday. Up to 300 if you don't miss a day. You can also buy it with real cash. That is the currency for minor features such as buying a virtual beer, sending a virtual gift with a message, purchasing photo slots for your bio, getting married/ divorced and probably the biggest is extra character slots. You start off with one Avatar. each additional avatar costs 10,000 xgold. You can have 3 max. So choose your name and gender wisely at first. That's about it. 20 bucks gets you in. You get two apartments to decorate and invite people to. Can visit others peoples rooms or hang out in the public locations. The xgold stuff is minor. You can enjoy the game without ever even spending any or buying any.