Right now I'm paying 5 bucks a month for year......If I get the 50% deal Id pay 3.80 a month.....how do they pro-rate that?......Do I keep paying the 5 bucks a month for one year then the 3.80 a month kicks in for a second year? or does it go into effect immediately at 3.80 a month and lasts just a year?.....That would be a loss for me